CONDITIONS OF USE
By using this site, you acknowledge your assent to the following conditions of use
without limitation or qualification. Please read these conditions carefully before
using this site. HSB Professional Loss Control (and/or its affiliated entities,
referred to herein as "HSB PLC") may at any time revise these terms and conditions
by updating this posting. You are bound by any such revisions and should therefore
periodically visit this page to review the then current terms and conditions to
which you are bound.
The materials on this site are provided "as is" and without warranties of any kind
either express or implied. To the fullest extent permissible pursuant to applicable
law, HSB PLC disclaims all warranties, express or implied, including, but not limited
to, implied warranties of merchantability and fitness for a particular purpose.
HSB PLC does not warrant that the functions contained in the materials will be uninterrupted
or error-free, that defects will be corrected, or that this web site or the server
that makes it available are free of viruses or other harmful components. HSB PLC
does not warrant or make any representations regarding the use or the results of
the use of the materials on this website in terms of their correctness, accuracy,
reliability, or otherwise. You (and not HSB PLC) assume the entire cost of all necessary
servicing, repair, or correction. The information and descriptions contained herein
are not intended to be complete descriptions of all terms, exclusions and conditions
applicable to the products and services, but are provided solely for general informational
purposes. This website may be linked to other websites that are not maintained by
HSB PLC. HSB PLC is not responsible for the content of those websites. The inclusion
of any link to such web sites does not imply approval of or endorsement by HSB PLC
of the websites or the content thereof.
LIMITATION OF LIABILITY
While HSB PLC uses reasonable efforts to include accurate and up-to-date information
on this website, errors or omissions sometimes occur. HSB PLC makes no warranties
or representations as to the accuracy of the content of this website. Under no circumstances,
including, but not limited to, negligence, shall HSB PLC or any party involved in
creating, producing, or delivering the website be liable to you for any direct,
incidental, consequential, indirect, or punitive damages that result from the use
of, or the inability to use, the materials on this website, even if HSB PLC or an
HSB PLC authorized representative has been advised of the possibility of such damages.
Applicable law may not allow the limitation or exclusion of liability or incidental
or consequential damages, so the above limitation or exclusion may not apply to
you. In no event shall HSB PLC's total liability to you for all damages, losses,
and causes of action exceed the amount paid by you, if any, for accessing this website.
HSB PLC also assumes no responsibility, and shall not be liable for, any damages
to, or viruses that may infect, your computer equipment or other property on account
of your access to, use of, or browsing in the website or your downloading of any
materials, data, text, images, video, or audio from this website.
RESTRICTIONS ON USE OF MATERIALS
This website is owned and operated by HSB PLC. Except as otherwise expressly permitted
by HSB PLC, no materials from this website or any website owned, operated, licensed
or controlled by HSB PLC may be copied, reproduced, republished, uploaded, posted,
transmitted, or distributed in any way. You may download material displayed on this
website for your use only, provided that you also retain all copyright and other
proprietary notices contained on the materials. You may not distribute, modify,
transmit, reuse, repost, or use the content of this website for public or commercial
purposes, including the text, images, audio, and video without HSB PLC's written
permission. HSB PLC neither warrants nor represents that your use of materials displayed
on this website will not infringe rights of third parties not owned by or affiliated
with HSB PLC.
JURISDICTIONAL ISSUES--PRODUCTS AND SERVICES
Unless otherwise expressly set forth herein, HSB PLC makes no representation that
materials on this website are appropriate or available for use in any location.
Those who choose to access this website do so on their own initiative and are responsible
for compliance with local laws. Except as specifically set forth herein the information
contained on this website is not an offer to sell or a solicitation to buy any security,
insurance product or other product or service. No security, insurance product or
other product or service is offered or will be sold in any jurisdiction in which
such offer or solicitation, purchase or sale would be unlawful under the securities,
insurance or other laws of such jurisdiction. Some products and services may not
be available in all jurisdictions.
TRADEMARKS AND COPYRIGHTS
All trademarks, services marks, trade names, logos and icons are proprietary to
HSB PLC. Nothing contained on the website should be construed as granting, by implication,
estoppel, or otherwise, any license or right to use any trademark displayed on this
website without the written permission of HSB PLC or such third party that may own
the trademarks displayed on this website. Your use of the trademarks displayed on
this website, or any other content on this website, except as provided herein, is
strictly prohibited. Images displayed on this website are either the property of,
or used with the permission of, HSB PLC. The use of these images by you, or anyone
else authorized by you, is prohibited unless specifically permitted herein. Any
unauthorized use of the images may violate copyright laws, trademark laws, the laws
of privacy and publicity, and communications regulations and statutes.
HSB Professional Loss Control is committed to protecting your privacy. Questions
regarding this policy should be directed to the webmaster or at the following address:
Attn: Jay Jablonski
HSB Professional Loss Control
One State Street
Hartford, CT 06103
What information do we collect?
We collect certain information about our visitors when an inquiry is made via the
site. The type of information requested includes your name, address, telephone number,
email address, etc. This information is voluntarily supplied by the correspondent.
How do we use information we collect?
We may use information collected to send promotional information, to enhance the
operation of our site through viewer feedback, and to administer our systems. We
do not sell, trade, or rent your personal information to others and will not disclose
it to third parties except as may be required by law.